Client Benefit Insurance services

Compare aNd Apply 4 Term life

Client Benefit Insurance services Compare aNd Apply 4 Term lifeClient Benefit Insurance services Compare aNd Apply 4 Term lifeClient Benefit Insurance services Compare aNd Apply 4 Term life

800-752-2791

Client Benefit Insurance services

Compare aNd Apply 4 Term life

Client Benefit Insurance services Compare aNd Apply 4 Term lifeClient Benefit Insurance services Compare aNd Apply 4 Term lifeClient Benefit Insurance services Compare aNd Apply 4 Term life

800-752-2791

Compare Term rates Apply in ten minutes

Compare Term rates Apply in ten minutes Compare Term rates Apply in ten minutes Compare Term rates Apply in ten minutes

Upgrade your term insurance now!

Term Life with Living Benefits 

*Benefits for Cancer, Heart attack, Stroke, Nursing Care. 

Compare Rates & Apply online

Compare Term rates Apply in ten minutes

Compare Term rates Apply in ten minutes Compare Term rates Apply in ten minutes Compare Term rates Apply in ten minutes

Upgrade your term insurance now!

Term Life with Living Benefits 

*Benefits for Cancer, Heart attack, Stroke, Nursing Care. 

Compare Rates & Apply online

"Why Wait to die to collect your benefits?"

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown.
We proudly offer “Quality of Life” Insurance 

life insurance with Living Benefits.

Coverage includes Benefits for critical and chronic illnesses when you survive!

We are a full service agency
Personal and Business Insurance 

Assessing Need

Many people need help determining how much coverage they need. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.


Schedule a virtual meeting

Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Our Team

Jeff Welty

Brett Welty

Brett Welty

Jeff began his career in 1976 as a field underwriter with the Mutual of Omaha companies.

In August of 1986, Jeff started Client Benefit Insurance Services. A boutique agency specializing in small business insurance. Executive benefits, Life, Health, payroll integrated benefits and commercial  insurance 

Brett Welty

Brett Welty

Brett Welty

Brett began his insurance career in April 2000 at Colonial Life Insurance Company. Brett has worked with small business owners setting up voluntary benefit plans utilizing tax strategies to increase benefits and reduce costs

Jessa Smith

Shannon Cummings

Shannon Cummings

Jessa is the consummate customer service specialist. Let her know when you need assistance with personal or business insurance concerns.

Shannon Cummings

Shannon Cummings

Shannon Cummings

Shannon began her insurance career at Farmers Insurance. In November of 2009, Shannon joined CBIS as an account manager. Shannon now manages client relations and account management.

Reviews

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

Living benefits, also known as accelerated benefits, provide cash payments should  you suffer a critical or chronic illness and survive.


Many people need help determining how much coverage they need. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.



Many carriers will issue up $500,000 without an exam.

The total amount of coverage needed will dictate if an exam and/or lab work is required. This is also disclosed in the quote.


No. Most carriers will underwrite and issue coverage for smokers and marijuana users. Both receive a tobacco rating however there are “preferred smoker“ rates avai with many carriers


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Client Benefit Insurance Services License #0F09685

Hours

Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed

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