Client Benefit Insurance services

Compare aNd Apply 4 Term life

To compare insurance rates and explore options that feature living benefits, you can call 800-752-2791.

Client Benefit Insurance services

Compare aNd Apply 4 Term life

To compare insurance rates and explore options that feature living benefits, you can call 800-752-2791.

Term Life Insurance: Compare Rates and Apply Online

Upgrade your term insurance now! You can compare insurance rates for Term Life that includes valuable living benefits, such as coverage for Cancer, Heart Attack, Stroke, and Nursing Care.

Compare Rates & Apply online

Term Life Insurance: Compare Rates and Apply Online

Upgrade your term insurance now! You can compare insurance rates for Term Life that includes valuable living benefits, such as coverage for Cancer, Heart Attack, Stroke, and Nursing Care.

Compare Rates & Apply online

"Why Wait to die to collect your benefits?"

Protecting Futures

With years of insurance experience, we help clients prepare for the unknown by offering comprehensive solutions. We proudly provide 'Quality of Life' Insurance, which includes life insurance with living benefits. Our coverage features benefits for critical and chronic illnesses that you can access when you survive! As a full-service agency, we also assist you in comparing insurance rates for both personal and business insurance.

Assessing Need

Many people find it challenging to determine how much coverage they need and how to effectively compare insurance rates. Call us today, and we'll analyze your insurance needs, including any living benefits, to ensure you get covered quickly at the right price.

Schedule a virtual meeting

Building Relationships

Everyone has unique insurance needs. Call us today to compare insurance rates and receive a personalized assessment for your business or individual situation. Discover how we can help protect your hard-won assets while also providing valuable living benefits.

Our Team

Jeff Welty

Brett Welty

Jeff began his career in 1976 as a field underwriter with the Mutual of Omaha companies. In August of 1986, Jeff founded Client Benefit Insurance Services, a boutique agency that specializes in small business insurance. The agency offers a variety of options, including executive benefits, life, health, payroll integrated benefits, and commercial insurance, which allows clients to compare insurance rates effectively. Additionally, they emphasize providing living benefits to ensure comprehensive coverage for their clients.

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Brett Welty

Brett began his insurance career in April 2000 at Colonial Life Insurance Company. Over the years, he has worked with small business owners to set up voluntary benefit plans that incorporate tax strategies to increase benefits and reduce costs. By helping his clients compare insurance rates and explore living benefits, Brett enables them to enhance their financial security.

Jessa Smith

Shannon Cummings

Jessa is the consummate customer service specialist. If you need assistance with personal or business insurance concerns, she can help you compare insurance rates and explore options that include living benefits.

Shannon Cummings

Shannon began her insurance career at Farmers Insurance, where she learned the importance of helping clients compare insurance rates to find the best coverage. In November of 2009, Shannon joined CBIS as an account manager, where she now manages client relations and account management, ensuring that clients are informed about the living benefits available to them.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

What are Living Benefits?

Living benefits, also known as accelerated benefits, provide cash payments should you suffer a critical or chronic illness and survive.

How can I make sure that I have the right amount of coverage?

Many people need help determining how much coverage they need. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Do I need to get an exam to buy coverage?

Many carriers will issue up $500,000 without an exam.

The total amount of coverage needed will dictate if an exam and/or lab work is required. This is also disclosed in the quote.

Does marijuana use disqualify someone from buying life insurance?

No. Most carriers will underwrite and issue coverage for smokers and marijuana users. Both receive a tobacco rating however there are “preferred smoker“ rates avai with many carriers

Client Benefit Insurance services

Compare aNd Apply 4 Term life

Client Benefit Insurance services

Compare aNd Apply 4 Term life

Term Life Insurance: Compare Rates and Apply Online

Term Life Insurance: Compare Rates and Apply Online

"Why Wait to die to collect your benefits?"

Protecting Futures

Assessing Need

Building Relationships

Our Team

Jeff Welty

Brett Welty

Brett Welty

Brett Welty

Brett Welty

Brett Welty

Jessa Smith

Shannon Cummings

Shannon Cummings

Shannon Cummings

Shannon Cummings

Shannon Cummings

Reviews

Frequently Asked Questions

My Blog

Subscribe

Contact Us

Schedule a Free Assessment or request a quote

Client Benefit Insurance Services License #0F09685

Hours

Photo Gallery

Client Benefit Insurance services Compare aNd Apply 4 Term life

Client Benefit Insurance services Compare aNd Apply 4 Term life

Term Life Insurance: Compare Rates and Apply Online

Term Life Insurance: Compare Rates and Apply Online

"Why Wait to die to collect your benefits?"

Protecting Futures

Assessing Need

Building Relationships

Our Team

Jeff Welty

Brett Welty

Brett Welty

Brett Welty

Brett Welty

Brett Welty

Jessa Smith

Shannon Cummings

Shannon Cummings

Shannon Cummings

Shannon Cummings

Shannon Cummings

Reviews

Frequently Asked Questions

My Blog

Social

Subscribe

Contact Us

Schedule a Free Assessment or request a quote

Client Benefit Insurance Services License #0F09685

Hours

Photo Gallery

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Client Benefit Insurance services

Compare aNd Apply 4 Term life

Client Benefit Insurance services

Compare aNd Apply 4 Term life